Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the needs of contractors operating right here in the Phoenix area.
At The Contractor's Choice, we understand the unique risks and challenges faced by businesses involved in construction, renovation, and related trades. From small independent contractors to established construction firms, our mission is simple: to provide tailored insurance solutions that protect your business, your people, and your bottom line.
Operating out of our local Phoenix office at 4435 E Chandler Blvd Suite 200, we offer personalized service focused solely on the contractor community. We don't try to sell insurance broadly; we understand the specific insurance needs of contractors right here in Phoenix.
Our Services Focused on Contractors in the Phoenix Area:
General Liability Insurance is fundamental for contractors working in the Phoenix area. This coverage protects your business from claims of bodily injury, property damage, or personal injury that may occur at job sites or through your business operations within Maricopa County.
Workers' Compensation Insurance is not just a legal requirement for contractors operating in Arizona; it's a crucial tool for protecting your workforce. We help ensure your employees are covered for work-related injuries, providing medical treatment and wage replacement benefits, which is vital for contractors managing projects in the Phoenix metro area.
Commercial Property Insurance safeguards your business assets located at your Phoenix work sites or your business premises. This coverage helps protect against losses due to fire, vandalism, weather damage, or other perils that could disrupt your operations within Maricopa County.
Commercial Auto Insurance is essential for contractors operating vehicles in Phoenix. Whether you use company trucks, vans, or other equipment for transporting materials or personnel within the city, we provide specialized auto coverage designed for your specific needs.
Tools and Equipment Insurance protects your valuable investment in machinery, tools, and other equipment necessary for your construction projects in the Phoenix area. This coverage helps mitigate financial losses due to theft, damage, or loss of essential equipment.
Contractor Bonds, including License and Bond surety bonds, are often required for contractors bidding on public and private jobs in Arizona. We assist with securing these bonds, ensuring you meet contractual obligations and licensing requirements for projects in the Phoenix region.
Commercial Umbrella Insurance provides an extra layer of protection beyond your standard liability policies. This is particularly valuable for larger contractors or those undertaking high-value projects in the Phoenix area, offering broader coverage limits and protection against catastrophic claims.
Business Owner's Policy (BOP) is a convenient package often offered to contractors. Combining general liability, property insurance, and often business interruption coverage, a BOP simplifies insurance purchasing for contractors operating in the Phoenix market.
Business Interruption Insurance is a critical coverage for contractors in Phoenix. It helps replace lost income if a covered event, like fire or severe weather common in the area, forces your operations to temporarily cease, protecting your cash flow during recovery.
Commercial Crime Coverage, including protection against theft, employee dishonesty, and forgery, is vital for contractors managing valuable materials and finances in the Phoenix area. This coverage helps safeguard your assets from internal and external threats.
Errors & Omissions (E&O) Insurance protects contractors from claims alleging negligence, mistakes, or failure to perform services properly. This coverage is essential for protecting your reputation and finances if a client alleges you caused them financial harm through your work in Phoenix.
The Contractor's Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is committed to providing expert insurance guidance specifically for contractors operating right here in Phoenix. We understand the local market, the specific risks contractors face, and the importance of having reliable insurance partners.
Our team of insurance professionals is dedicated to understanding your unique business operations, risk exposures, and project requirements within the Phoenix area. We work closely with you to analyze your needs and recommend appropriate coverage solutions tailored to contractors like you serving the Phoenix community.
Whether you're managing residential remodeling projects, commercial construction, or specialty contracting work in Phoenix, we provide the insurance expertise you need to protect your business.
Contact The Contractor's Choice Agency today at our Phoenix location or online at https://contractorschoiceagency.com/. Call us at 844-967-5247 to discuss your insurance needs and discover how our specialized services can protect your contracting business right here in Phoenix.
Frequently Asked Questions (FAQs) for Contractors in Phoenix, AZ
Q1: What types of contractors do you serve in Phoenix?
A1: We specialize in serving all types of contractors operating in the Phoenix area, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, drywall, etc.), construction managers, remodelers, and small contracting businesses based out of or operating within Maricopa County.
Q2: Do I need workers' compensation insurance if I have just one employee?
A2: Yes, in Arizona, businesses employing one or more workers are generally required to carry workers' compensation insurance. We can help you navigate the requirements and find the appropriate coverage for your specific situation in Phoenix.
Q3: Can you help me get licensed and bonded?
A3: Absolutely. We understand the importance of contractor licenses and bonds for securing jobs in the Phoenix area. We can assist you in understanding the bonding requirements and help you secure the necessary bonds through our connections with surety underwriters.
Q4: How does the business interruption insurance work for my construction business?
A4: Business interruption insurance, often included in a BOP or as a separate policy, can provide coverage for lost income if a covered event (like fire or severe weather impacting your worksite) forces you to halt operations or unable to access your business premises in Phoenix. We can explain the specifics based on your situation.
Q5: Are there any insurance requirements specific to contractors working on government jobs in Phoenix?
A5: Yes, many government contracts, especially with Maricopa County or city entities in Phoenix, have specific insurance requirements. We are familiar with these often include specific types and amounts of general liability, workers' compensation, and potentially other coverages. We can help ensure your policies meet these obligations.